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Why Buy Cat Insurance, and How To Choose The Best Cat Insurance Policy

You probably have some kind of health insurance plan for your family so why not have a health insurance plan for your cat. That is essentially what cat insurance is.
Cats develop health problems just like humans do. If you have an older cat or one that was very expensive to buy or one that is of a breed that is known to have certain medical problems then cat insurance becomes even more important.
Based on your budget and needs you can purchase exactly what range of coverage you are going to need.
You purchase cat insurance to protect you in the event of a financial loss not to make a profit. The most basic and affordable type of pet insurance coverage is for accidents. Your cat insurance policy should be as comprehensive as possible and cover as many risks as you can afford.
Unfortunately, many cat owners will overlook obtaining cat insurance until it is too late. Compared to the car or home insurance – premiums and deductibles for cats are quite low – typically in the $10 to $40 per month range depending on the coverage obtained.
Check out your local veterinarians to see if they have some kind of a wellness program which is more of a discount on routine treatment than true insurance. To get you to come in for all routine preventative procedures, and to use the same veterinarian, a vets office may offer a 6 or 12-month wellness program, which in effect is a percentage discount for the vaccines and routine check-ups you would have for your pet, anyway.

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